Top 5 Most Common Myths about Personal Injury Claims: Debunked
If you’ve been injured in an accident that wasn’t your fault, we understand that you might feel hesitant to file a personal injury claim, even if you are entitled to compensation. Sadly, many people decide not to make a claim because of the many misconceptions that are fuelled by the so-called ‘compensation culture.
In fact, in a recent study commissioned by the National Accident Helpline, it was found that almost a third of British people would be reluctant to file a personal injury claim for compensation, after an accident that wasn’t their fault. Even though an overwhelming 85% felt it would be fair to do so.
In this blog, we have debunked five of the most common myths with an aim to highlight the realities of making a genuine personal injury claim.
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If I make a claim against my employer, I could lose my job
If you’ve been injured in an accident at work, don’t be afraid to make a claim. Employers by law, have to have insurance that covers employees making a claim following an accident at work so it will be an insurance company that you are likely to be dealing with. Additionally, it is actually illegal for your employer to fire you purely on the basis that you made a claim for an injury at work. If this were to happen, you may then have a further case against your employer for unfair dismissal and could pursue legal action against them.
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I’ll have to go to court to settle my claim
The vast majority of personal injury claims will never see the inside of a courtroom. If your insurance company rejects your claim, if liability is genuinely in the dispute or if the value of the settlement claim cannot be agreed upon, then at that point court proceedings could be raised. We understand this may seem daunting however, your appointed solicitor will be on hand every step of the way.
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I can’t afford to make a claim
Many people worry that if their claim isn’t successful, they’ll be left with extortionate solicitor fees. We can assure you that is absolutely not the case, and as the name suggests, we work on a No Win No Fee basis which means we cover all the upfront costs associated with your case, giving your claim the best chance of success. Should we lose, you don’t have to pay a penny.
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Personal injury claims are complicated and can take years to settle
The process to claim for compensation is relatively straightforward and if we take on your case you can be assured that our solicitors have the expertise and experience to guide you through the claims process step by step. In some cases, if your claim does go to court or for claims involving serious injuries, the process can take longer however, this is so your solicitor can ensure that you receive the maximum level of compensation possible.
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Most people who claim are just making it up for the money
It’s unfortunate that within the UK there is a ‘claims culture’ that perpetuates this idea that people who claim for compensation are doing so as an easy way to make money. Regrettably, this can create the impression that it’s wrong to seek compensation and can make people with genuine cases feel guilty about making a claim. At Bonnar Accident Law, we don’t believe this to be true and the vast majority of people who contact us have genuine claims. Just remember, that compensation is there to help people who’ve been in an accident that wasn’t their fault, to put them back in the position they were in, prior to the accident. Compensation can help cover the costs of bills, lost savings, treatment, care and medical equipment.
If you have been injured in an accident that wasn’t your fault and you would like more information, please get in touch with one of our No Win No Fee solicitors today.
