Insurance industry victimises personal injury claimants in new report

When will the insurance industry stop blaming personal injury solicitors for rising premiums?

Today’s report by the Association of British Insurers claims that the rise of a litigation or “ambulance-chasing” legal culture in Britain is playing its part in the rise of artificial claims.

The ABI’s own figures show that in 2009 a grand total of 4% of ALL claims were fraudulent and that the most common frauds were bogus or exaggerated claims on claims on household policies.

A key point worth stressing and always overlooked by the industry is that, by definition, fraudulent claims do not succeed. Or perhaps I am missing the point. Is the insurance industry really saying that it is paying out on claims known to be fraudulent?

As all reasonable people will understand, personal injury solicitors actually play an important part in identifying and weeding out bogus claims. As a firm Bonnar & Company actually receives very, very few enquiries relating to what might be called ‘dodgy’ claims. The small number of dubious claims that do come our way are quickly rooted out and the claimants are sent packing, pronto.

The fact remains that a claimant for personal injury compensation has to prove that their accident was the result of someone else’s negligence.  As accident and personal injury compensation claim solicitors, our number one job is to evaluate personal injury cases and gather the evidence necessary to support our client’s claim. It is inconceivable that we would spend a second longer than is necessary on a bogus claim when we are busy working on behalf of genuine accident and injury victims and their families.

If you have ever tried claiming on your own household policy for genuine accidental damage just imagine for a moment how difficult it can be to claim AGAINST the insurer of another member of the public or a company for pain, suffering and loss sustained as a result of an accident or industrial illness.   

So, I ask the question once more…

Where are all the successful bogus personal injury compensation claims and where are the lawyers that are making them?

If you or a member of your family would like to discuss your genuine claim for compensation with a qualified, regulated and experienced personal injury solicitor, then please call us FREE on 0800 163 978 for no obligation EXPERT legal advice.

BP rig alarm system bypassed for a year claims engineer

A chief engineer on the doomed Deepwater Horizon drilling rig has told federal investigators that fire and gas-leak alarms had been turned off for at least a year because the platform’s managers didn’t want workers’ sleep disturbed by false alarms.

The alarm system could have alerted the crew to shut down the rig’s engines to prevent triggering an explosion of natural gas that had surged up from the mile-deep well, according to Mike Williams, the chief engineer tech who worked for rig owner Transocean, which was drilling for BP. He testified to a panel from the U.S. Coast Guard and the Interior Department.

He said: “I discovered it was ‘inhibited’ about a year ago, so I inquired. The explanation I got was that from the offshore installation manager down, they did not want people to wake up at 3 a.m. due to false alarm.”

Williams said he complained repeatedly, from six months to three days before the rig exploded April 20 and sank two days later, killing 11 workers and causing the worst environmental disaster in U.S. history. He said the emergency shutdown system had problems previously.

If this allegation turns out to be true, such actions reveal a truly appalling sense of priority on the part of senior management. To bet the health and safety of the rig workers against the possibility of a disturbed night’s sleep counts as a staggering dereliction of the duty of care owed to employees. Oil rigs are dangerous places and when accidents happen they are invariably very serious indeed – that is why the industry’s health and safety standards have to be very high.

Bonnar & Company specialises in dangerous workplace accident claims. Our expert legal team can be contacted on FREEPHONE 0800 163 978.